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Together we can construct a deal that will suit your business model. To illustrate:

• Existing Allfinanz company:

- needs a new brand non advice life offer for its banking customers that is distinct from its advice based business

   -› up front cost for exclusivity in this segment

   -› All operations outsourced to Elife

   -› Recurring service fee (ASP model)

   -› Profit sharing arrangement

   -› Retains full responsibility for marketing

   -› Equity position possible

• Life Insurer:
- needs to improve sales productivity
   -› Software licensed from Elife
   -› Software modifications and ongoing support
       provided by Elife
   -› Pilot operation with outsourced processing
       initially
   -› Option to move processing in-house when
       appropriate


• Major retail brand:
- needs own-branded product offering
   -› One-off establishment costs to re-brand Elife
       offering
   -› All operations outsourced to Elife
   -› Recurring service fee (ASP model)
   -› Profit sharing arrangement
   -› Retains full responsibility for marketing